Patti Ireland and Laura Ferencik

You have come to the right place to explore your Reno Tahoe real estate possibilities! Whether you are planning to buy or sell your first home or your luxury dream home, or you are facing foreclosure and need to quickly short sale, we can guide you through the process from beginning to end.

Chase International - Patti & Laura

About Us

Pattie and LauraLaura and I understand relocation requirements. Both of us have been transferred several times! Whether you are moving cross-country or across the world, we have the resources to help you find your next home and fall in love with Reno Tahoe! We can guide your retirement relocation or corporation transfer to find your perfect home!

As experienced short sale agents, we understand the challenges you are facing. Patti is also a Certified Default Resolution Specialist.

Laura Ferencik:
Sharp and sensitive to each of her client's needs, Laura Ferencik works in the best interest for buyers and sellers alike. With a powerful background in banking and lending, Laura has a keen insight of today's financial world. She understands the energy and persistence that is needed to open and close escrows and enjoys the process every step of the way."No matter what the challenge, I have the tools and experience to make the best of every situation." Her positive nature spins out of the office and into her community as a soccer mom, Cub Scout coach and religious educator. With a refreshingly optimistic approach to real estate, you can find Laura in Chase International's Reno office.

Patti Ireland:
With a passion for research and background in education, Patti Ireland's clients never lack for details. In fact, Patti works as a sharp detective for buyers and sellers alike. "I discover my client's most important needs, then find the answers they deserve." Patti's work ethic is encircled by her quest to protect her clients' best interest. This forthright effort is just a start to the talents that come with this nomadic traveler; as one who has professionally relocated throughout her life, Patti knows the true meaning of "home sweet home." Whether she's educating her clients or teaching literacy to youth, Patti is mentor indoors and out.

Contact Us

Patti Ireland
775-287-1464
pireland@chaseinternational.com

Laura Ferencik
775-224-5728
lferencik@chaseinternational.com

You may also use the form below to contact us.

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Buyers

Choosing a Realtor®
Of all the decisions you'll face when buying a home, there's none more important than the person you choose to represent you.

The job of your Sales Associate is to support you in finding the right home with the best possible terms, and to aid you through the entire process. Your Sales Associate will explain the process of buying a home, and familiarize you with the various activities, documents and procedures that you will experience throughout thetransaction.

Tips For Selecting A Realtor®
Your Real Estate Professional should be:

  • Knowledgeable about the communities of interest to you
  • Aware of the complicated local and state requirements affecting your transaction
  • Effective in multi-party, face-to-face negotiations
  • Highly-trained, with access to programs for continued learning and additional certifications
  • Technology-focused
  • Supported by professional legal counsel

Financing
Most real estate professionals and mortgage lenders recommend pre-qualifying for a loan before selecting a home to purchase. This process will help you:

  • Determine the price range you can afford
  • Understand the types of loans you qualify for
  • Determine what your monthly payment will be
  • Estimate the down payment and closing costs

The Loan Process
Your Sales Associate will help you to select a mortgage lender. Once you have made your decision, these are the steps of the process:

Application - All pertinent documentation is obtained. Fees and down payments are discussed, and the borrower will receive a Good Faith Estimate (GFE) and a Truth-in-lending statement (TIL), itemizing the rates and associated costs for the loan.

You will be asked to provide certain documents to your lender in order that your loan can be processed in a timely manner.

Loan Submission - Once all the necessary documentation is in, your completed file is submitted to a lender for approval.

Loan Approval (Underwriting) - Loan approval, or underwriting, generally takes 24 to 72 hours. All parties are notified of the approval and any loan conditions that must be received before the loan can close.

Closing - Once all parties have signed the loan documents, they are returned to the lender. If all the forms have been properly executed, the lender sends the loan funds by wire transfer. At this point, the borrower finishes the loan process and actually buys the house.

Finding and Choosing the Right Home
Based on criteria that you and your Sales Associate establish together, your Associate will help you find the perfect home. There are many factors to consider in selecting a property, including location, bedroom and bath count, schools and amenities.

Your Sales Associate will apply their extensive community knowledge and professional resources to research available properties, and show you the homes that best meet your needs. If you find a property that interests you through the Internet or your own research, let your Sales Associate know so that a showing can be arranged.

As you view different properties, your criteria may change. Open and direct communication with your Sales Associate is a key element of a successful property search.

Making an Offer
Once you have found the home that you wish to purchase, your Sales Associate will apply their professional training and do all the necessary research to help you structure an effective offer.

This is where your Sales Associate's negotiation skills come into play. When an offer is made, the seller will have the option of accepting, rejecting or counter-offering. Your Sales Associate will negotiate the best possible terms for you.

Your Sales Associate will draft the purchase agreement, advising you of protective contingencies, customary practices, and local regulations. Home warranty, title and escrow arrangements will be detailed in the offer. Although your Sales Associate will give you advice and information, it is your decision as to the exact price and terms that you wish to offer.

Managing the Escrow
When the purchase agreement is accepted and signed by all parties, your Sales Associate will open escrow for you and your earnest money will be deposited. The escrow is a neutral third party that will receive, hold, and distribute all funds associated with your transaction.

Removing Contingencies
Prior to closing escrow, all of the contingencies of the Purchase Agreement must be met. Your Sales Associate will coordinate this process. Typical contingencies include:

  • Approval of the Seller's Property Disclosure Statement
  • Approval of the preliminary title report
  • Loan approval, including an appraisal of the property
  • Physical inspections of the property
  • Pest inspection and certification
  • Acquisition of homeowner's insurance

Closing Escrow and Moving In!
When all of the conditions of the purchase agreement have been met, you will sign your loan documents and closing papers. You will deposit the balance of your down payment and closing costs to escrow, and your lender will deposit the balance of the purchase price. The deed will then be recorded at the County Recorder's office and youwill take ownership of your home.

Your Sales Associate is a valuable source of helpful tips for planning and coordinating your move.

Seller Information

Selecting a Realtor®
Your most important decision when selling your home is the selection of the person you choose to represent you.

The job of your Sales Associate is to support you in selling your home with the best possible terms, and to aid you through the entire process.

Your Sales Associate will explain the process of selling a home, and familiarize you with the various activities, documents and procedures that you will experience throughout the transaction.

Tips For Selecting A Realtor®
Your Real Estate Professional should be:

  • Aware of the complicated local and state requirements affecting your transaction
  • Effective in multi-party, face-to-face negotiations
  • Highly-trained, with access to programs for continued learning and additional certifications
  • Resourceful in attracting the largest possible pool of potential buyers
  • Knowledgeable in the technology resources that facilitate the transaction
  • Assisted by a fully-staffed marketing department
  • Supported by professional legal counsel

Developing a Marketing Strategy
In order to sell your home quickly and on with the best possible terms, it's necessary to prepare your home for the market. This process includes:

  • Deciding when to put your home on the market
  • Effective in multi-party, face-to-face negotiations
  • Establishing a strategic price based on recent comparable sales, local market conditions and your motivation to sell
  • Estimating probable net proceeds
  • Advising you on how to make your home more appealing to potential buyers
  • Assisted by a fully-staffed marketing department

Marketing Your Property

  • Ordering a "FOR SALE" sign to be placed prominently on your property
  • Installing a lock box to make it easy for agents to show your home
  • Submitting your home to the regional Multiple Listing Service for immediate exposure to the real estate community
  • Arranging Sales Associates in the area to tour the home
  • Developing a flyer/brochure highlighting the features and benefits of your home
  • Promoting your home at the appropriate Association(s) of Realtors® for maximum exposure to other cooperating agents
  • Holding open houses when appropriate
  • Contacting your neighbors to promote the property
  • Advertising your property on our regular office schedule meetings
  • Featuring your property on our web site and REALTOR.com
  • Asking clients and colleagues if they know of possible buyers

Managing the Transaction
You'll appreciate having a strong advocate on your side during the transaction!

Negotiating the Offer
Your Sales Associate will immediately present and explain all offers to you. You will be able to accept, reject, or counter any offer presented. During the negotiation process, your Associate will leverage their experience and skills to advocate your interests:

  • Reviewing the contract and obligations before you sign
  • Explaining how contingencies and release clauses work
  • Protecting you from signing a "blank check" for unknown problems or repairs
  • Defining legal disclosure requirements
  • Orchestrate the offer process for "back-up" offers, if necessary

Throughout the negotiation, your Sales Associate will provide you with a professional, objective point of view; but the final decision of accepting an offer is yours.

After the Offer is Accepted
Once an offer is accepted, your Sales Associate will manage all the details to make the process as stress-free and efficient as possible:

  • Staying in contact with the buyer's agent to ensure a smooth escrow
  • Following up on the progress of the buyer's loan
  • Monitoring all contingency removal deadlines
  • Assisting you if a conflict with the buyer arises

Finalizing and Closing the Transaction
Finalizing the process includes reviewing all closing documents and ensuring both parties have copies. When the transaction has closed, your Sales Associate will deliver the closing check to you and the keys to the new owner.